Pachira aquatica – The Iconic Money Tree for Lush Indoor Greenery
Pachira aquatica, also known as the Money Tree, Guiana Chestnut or Malabar Chestnut, is a wetland tree native to Central and South America. Naturally found in seasonally flooded lowlands, it has become a beloved indoor plant thanks to its shiny, palmate leaves and often braided trunk. Easy-going and architectural, this tropical houseplant brings bold structure and calm greenery to any space.


What Makes Pachira aquatica Special?


 
Growth Habit: Upright tree-like form, typically 1.5–2.5 m indoors; often trained with a braided stem.
 
Foliage: Glossy green, hand-shaped leaves with 5–7 (occasionally 9) narrow leaflets per leaf.
 
Flowers: Rare in cultivation; outdoors it produces cream-colored blooms with long red stamens.
 
Beginner-Friendly: Forgiving and adaptable to different light and humidity levels.


Origin, Taxonomy and Botanical Background


 
Scientific Name:Pachira aquatica Aubl.
 
Published In: Aubl. (1775), in Pl. Gui. 2: 726. Tt. 291, 292.
 
Family: Malvaceae
 
Native Range: Wetlands and riverbanks from Mexico to northern South America
 
Common Names: Money Tree, Guiana Chestnut, Malabar Chestnut, Provision Tree
 
Toxicity: Generally non-toxic to pets and humans, but raw seeds should not be consumed


How to Care for Your Money Tree


 
Light: Bright, indirect light is ideal; tolerates moderate light but avoid direct sun exposure
 
Watering: Allow the top 2–3 cm of soil to dry out before watering deeply; avoid standing water
 
Humidity: Prefers moderate to high humidity; use a humidifier or tray with pebbles in drier rooms
 
Temperature: Keep between 18–26 °C; avoid cold drafts or rapid fluctuations
 
Soil: Well-draining mix with perlite or coarse sand; breathable pots (e.g. terracotta) help regulate moisture
 
Fertilizer: Feed monthly with a balanced liquid fertilizer (e.g. 10-10-10), diluted to half strength
 
Repotting: Repot every 1–2 years when rootbound; can be done any time if conditions are stable
 
Pruning: Trim leggy stems to shape and promote bushier growth; best during active growth
 
Propagation: Root softwood stem cuttings in water or moist soil; success improves in warm, humid settings
 
Hydro Adaptability: Can transition to passive hydroponics (e.g. LECA) with proper acclimation


Common Issues and Practical Solutions


 
Yellowing Leaves: Often a sign of overwatering or poor drainage — let soil dry and check pot drainage
 
Leaf Drop: Normal after relocation, temperature shifts, or humidity drops
 
Brown Leaf Tips: Caused by dry air or salt buildup from fertilizers — flush soil occasionally
 
Pests: Watch for spider mites, scale, or mealybugs; treat early with insecticidal soap
 
Root Rot: Prevent by never letting soil stay soggy; use breathable pots and airy substrate
 
Fungal Spots: Avoid overhead watering; improve air circulation if needed


Good to Know About the Guiana Chestnut


 
Flexible Trunk: Only young stems can be braided — don’t force mature growth
 
Seed Use: In native regions, seeds are roasted and eaten; not recommended raw or in large quantities
 
Stress Response: May drop a few leaves after repotting or transport — usually recovers with stable care


Etymology of Pachira aquatica


The genus name Pachira comes from a local Guianan term, while “aquatica” reflects its affinity for wet habitats. The species was first published in 1775 by Jean Baptiste Christophore Fusée Aublet.


Money Tree FAQs – Quick Answers for Curious Growers


 
How often should I water my Money Tree? Typically every 10–20 days depending on temperature, humidity, and light — always check the topsoil first
 
Can I grow Pachira aquatica in low light? It can survive in moderate light but may grow slower or stretch toward light sources
 
Is Pachira aquatica safe for pets? Yes, but it’s best to keep plants out of chewing range just in case
 
What’s the ideal potting mix? A breathable, well-draining indoor plant mix with perlite or sand for extra airflow
 
Can I root Money Tree cuttings in water? Yes, soft cuttings root in water with patience — transfer to soil once roots are 3–5 cm long
 
When should I repot my Guiana Chestnut? Any time it’s rootbound, as long as indoor conditions are stable — no need to wait for spring
Bring Home Pachira aquatica Today
Looking for an easy-care tropical houseplant with a bold presence? Pachira aquatica brings structure, vitality, and a relaxed vibe to any indoor setting. Order yours now and enjoy years of low-maintenance green beauty!